FREQUENTLY ASKED QUESTIONS
These are some of the frequently asked questions:
Km Capital Investment LLC offers several loan programs to meet your various investment financing needs. Below are some of the commonly asked questions about these programs.
We offer loan solutions for real estate investors of all types, long-term and short-term, residential and commercial. Whether you are stabilizing an apartment complex, building a spec home, or taking over a cash-flowing neighborhood center, we have something for you. Check out the “Programs” tab of our website to learn more.
We all have to start somewhere! We do lend to first time investors, although in order to reduce the risk, we will lend at reduced leverage. This means you’re likely to need a 20-25% down payment for a residential property and a 30-35% down payment on a commercial property.
While each loan is circumstantial in nature, there are a few minimum requirements that must be met. In order to qualify for financing, we like to see a well drawn Business Plan or Project Outline, we believe there are better ways to evaluate an applicant than just credit score. When it comes to your background, any financial-related crimes or felonies at any point in time, or bankruptcies or foreclosures in the past 5 years, will disqualify you.
While those are the minimum requirements, we do look at the loan file holistically to assess risk and determine qualification.
We can provide financing Nationwide, in Canada, Mexico, Australia, and other Major Countries .
Our loans are not reported to credit agencies. If we’re working together on a commercial loan or financing for a rental property, your loan will not be reported to the credit bureaus. We are an investor that fund these types of loans, therefore all are handled exactly the same from this perspective.
Get in touch with us! We love to talk real estate, no matter the project.